Since beginning my moving blog, I’ve always recommended purchasing moving insurance for your household goods. This week, I want to take a “deep dive” and provide you tips about moving insurance and why it’s so important.
Insurance is one of the most important things you need to take care of and ensure you are covered before you leave overseas. I’m talking about personal insurance for you and your family members as well as insurance to protect your household goods.
If you are relocating abroad with your home-country employer, check the insurance provisions your employer may have on a corporate basis to cover employees who relocate internationally. Sometimes companies with large numbers of internationally located employees have negotiated group policies. Some of the provisions may be applicable and useful to your circumstances and sometimes, you will need to make your own arrangements to ensure you are covered.
If you are moving overseas for work, be sure to know who is making the insurance arrangements for your personal items. Your employer may provide insurance for some of your household goods but then again, maybe not. Also, if you are shipping pricey items and over-sized belongings which may be excluded from coverage, make sure your employer knows this so that if items need to be insured, either by you or your employer, it will be covered.
Find out if shipping insurance, for example, is being arranged through your corporate office or through an agent abroad, and whom you should contact in the event of a problem. You will also want to know exactly what each policy covers; when coverage begins and ends; and what the claims procedure and the deadlines are.
Have you covered
By taking steps and knowing what your employer will or will not cover, you’ll be in a great position to ensure your items are covered. If you use our international moving service, we will be happy to guide you through the process and provide you with peace-of-mind knowing that everything will be taken care of when you move to your new country.